At the Detroit Michigan Bankruptcy Office of Walter Metzen and Associates, our experienced Michigan Bankruptcy Lawyers have successfully handled thousands of consumer bankruptcy cases to obtain financial relief for our clients. We pride ourselves in giving personal attention to our clients. Our Michigan Debt Relief Agency primarily represents individuals and small businesses, we have been helping people file Bankruptcy for over 15 years. The firm believes that bankruptcy is an honest solution and offers a free initial consultation. For more information, call us toll free at 1-800-398-DEBT or 888-4Walter, or email Attorney Walter Metzen at 8884Walter@sbcglobal.net or go to Detroit Bankruptcy Lawyer .com

Should You File Bankruptcy?  Answers to Common Bankruptcy
Questions in Michigan

•  What is bankruptcy?
•  Who can file a bankruptcy?
•  Is it true that I can wipe out all my bills?
•  What are the most common reasons for Chapter 7 bankruptcy?
•  Can I stop the bill collectors from calling?
•  How long after I file will the creditors stop calling?
•  I am married, does my spouse also have to file?
•  Will I lose my job?

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Choosing a Bankruptcy Attorney

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Bankruptcy Process Explained

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Chapter 7 vs. Chapter 13 Bankruptcy

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The Bankruptcy Process in Michigan

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Should I File Bankruptcy?

•  Can I go to jail if I file bankruptcy?
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•   Driver's License or State ID & Social Security card
•   Pay Stubs for the past 2 months
•   Copies of all Bills, Summons or Judgments against you by creditors
•    Divorce Judgments or Decrees
•   Real Estate Documents, Deeds, Recorded Mortgages, mortgage balance statements
•   Property Tax Bills (SEV)
•   Bank Statements for 3 months
•   Recorded Mortgage and Deed
•   Car Titles
•   Income Tax Returns & W2 forms
  for the last 2 years

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  Download  Bankruptcy Basics Video Introduction (2:38)  Bankruptcy is a legal process that provides relief to many individuals who can no longer pay all of their debts.   Download Types of Bankruptcy Video (3:55) Types of Bankruptcy (3:55) There are three main types of bankruptcy cases for individuals, the most common of which are chapter 7 and chapter 13.   Part 3 Play Non-Dischargeable Debts in Bankruptcy Video Non-Dischargeable Debts (4:34) Some debts cannot be discharged in a bankruptcy     Play the Creditors Meeting or Section .341 Video Creditors' Meeting (1:27) Every debtor is required to appear at a creditors' meeting conducted by a trustee who asks the debtor questions about the debtor's financial condition and gives creditors the opportunity to do the same.   Play The Discharge Video The Discharge (1:27) Debtors are usually able to discharge most or all of their debts. Once a debt is discharged, a creditor may not attempt to collect it from the debtor.